Nostradamus? Bah! In the Year of Our Lord Nineteen and Seventy-Four a prophet came forth with two quatrains that predict all of our current financial woes.

Good times, any time you meet a payment.
Good times, any time you need a friend.
Good times, any time you’re out from under.
Not getting hassled, not getting hustled.
Keepin’ your head above water,
Making a wave when you can.

Temporary lay offs -- good times!
Easy credit rip offs -- good times!
Scratchin’ and surviving -- good times!
Hangin in a chow line -- good times!
Ain’t we lucky we got ‘em?
Good times.